We are one of Malaysia’s top 3 mobile banking transaction processing, e-KYC and authentication platforms, processing over 17 million customer authentication and mobile banking transactions every month in Malaysia. Our IOUpay platform services leading banks in Malaysia, big brand corporates and telcos in Malaysia & Indonesia.
Banks today need a brand new and advanced digital financial services platform to allow them to swiftly provide up-to-date services to their customers according to the rapidly changing technology landscape, market needs and business growth. In order to satisfy this need, it is necessary for the banks to have flexible, robust and function-rich internal information system architecture to allow rapid application development across platforms, integration with enterprise systems and scalable architecture.
IOUpay’s Mobile Banking platform is built on open standards technologies - Enterprise Java, HTML5, JavaScript and XML. It provides ready-to-use AS (Application Services) and Digital Banking basic architecture to facilitate the development of financial services applications. It can also be interfaced with other backend and middleware systems of banks to develop integrated financial services solutions rapidly and flexibly. The solution has the following characteristics that facilitate banks to integrate internal systems and provide additional services :
Our IOUpay platform includes our award winning secure transaction messaging technology used by banks, telcos and a strong representation of the biggest global and regional brands operating in Malaysia and Indonesia. Our platform provides bespoke solutions that focus on high performance, scalability and security within the mobile messaging segment, serving all the mobile connectivity and messaging needs of our institutional clients. This platform underpins all the services offered under our Mobile Banking Division. It features:
Our Mobile backend as a service (MBaaS) is enables enterprises to quickly integrate mobile apps data and functionality in security-rich backend and cloud storage. MBaas is a proven platform designed for building and enhancing multi-platform, enterprise-grade apps that can be native or hybrid – for Android, iOS, and Windows. Our MBaaS service also provides full data synchronization, user management, push notifications, integration with social network services and file-handling.
The process to create often-used services like push notifications, data storage, security, and integration with backend and cloud services can be time- and cost-consuming. APIs connectivity needs to be individually incorporated into each app for deployment speed and scalability. Our MBaaS platform can help to solve these problems by providing a bridge between front-end applications and backend resources, via a unified API and SDK.
MBaaS services include: