These terms and conditions apply to the use of www.iou-pay.com (this website). In using this website, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, you must not use this website.
In these terms and conditions, the expressions 'we', 'us' and 'our' are a reference to IOUpay Limited ACN 091 192 871 and its subsidiaries. The expression 'you' and 'your' are a reference to any user of this website.
Your use of this website
You may only use this website for lawful activity.
You must not use this website in a manner that infringes the rights of any person.
You must not transmit any virus or other harmful material to this website.
You acknowledge sole responsibility for, and assume all risk arising from, your use of this website. Without limiting the generality of the foregoing, you acknowledge and agree that:
Our liability to you
Subject to any statutory rights that we are not permitted to limit or exclude, we do not accept responsibility for any loss or damage, however caused (including through negligence), which you may directly or indirectly suffer arising from or in connection with your use of this website or any information on this website.
In the event that provision of this website is deemed to be a service to which consumer guarantees under the Australian Consumer Law apply, then to the extent that we are permitted to do so, we limit our liability for any breach of any consumer guarantee to any one of the following as determined by us:
Intellectual property rights
The material contained on this website (website material) is subject to copyright. Except as permitted under applicable copyright legislation, unless we provide you with prior written consent, you must not use, copy, modify, transmit, store, publish or distribute any website material, or create any other material using the website material.
Trade marks (whether registered or unregistered) and logos displayed on this Website must not be used or modified in any way without obtaining our prior written consent.
Links from this website
This website may contain links to other websites (linked websites). Those links are provided for convenience only and may not remain current or be maintained.
We are not responsible for the content or privacy practices associated with linked websites.
Our links to linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites.
Security of information
No data transmission over the Internet can be guaranteed as totally secure. Accordingly, we do not warrant and cannot ensure the security of any information which you transmit to us while it is being transmitted to us. Any information that you transmit to us is transmitted at your own risk.
Termination of access
Access to this website may be terminated at any time by us without notice. Without limiting the generality of the foregoing, we may suspend or terminate your access to this website if you breach these terms and conditions.
Amendments to terms and conditions
We may amend these terms and conditions from time to time. Amendments will be effective immediately upon publication on this website. Each use of this website represents an agreement by you to be bound by the terms and conditions that are effective on the date of that you use this website.
If we do not act in relation to a breach by you of these terms and conditions, we do not waive any rights to act in relation to that breach or any later breach by you.
If a provision of these terms and conditions is void, voidable, or unenforceable, it may be severed without affecting the enforceability of the other provisions of these terms and conditions
In these terms and conditions a reference to:
These terms and conditions are governed by the laws in force in New South Wales, Australia.